Regular Savings (Associate)
Mandatory savings product with no contractual maturity intended to provide members an avenue to fulfill duty of patronizing savings products.
Eligible to Deposit
Open to all Associate members.
Minimum Deposit
At least One Hundred Pesos (₱100.00).
Maintaining Balance
The required average daily balance to earn interest is Five Hundred Pesos (₱500.00).
Other Conditions
Must have atleast ₱1,000.00 preferred share capital.
Regular Savings (Regular)
Mandatory savings product with no contractual maturity intended to provide members an avenue to fulfill duty of patronizing savings products.
Eligible to Deposit
Open to all Regular members.
Minimum Deposit
At least One Hundred Pesos (₱100.00).
Maintaining Balance
The required average daily balance to earn interest is Five Hundred Pesos (₱500.00).
Other Conditions
Must have atleast ₱4,000.00 common share capital.
Time Deposits
A deposit account that cannot be withdrawn before the maturity date to earn a fixed rate of interest.
Eligible to Deposit
Open to all members.
Minimum Deposit
₱ 5,000.00
Term
30 days up to 2 years
Special Time Deposits
Investment certificate held at contracted term of 5 years.
Eligible to Deposit
Open to all Members (non OF).
Minimum Deposit
₱ 10,000,000.00
Maintaining Balance
₱ 10,000,000.00
Term
5 years
Overseas Filipino Koop-Pamilya Savings
Progressive Savings Deposit product designed for OF.
Eligible to Deposit
Open to all Regular Members (OF)
Minimum Deposit
At least One Hundred Pesos (₱100.00).
Maintaining Balance
The required average daily balance to earn interest is Five Hundred Pesos (₱500.00).
Children's (or College) Education Fund
Progressive Savings product designed to build-up college fund for children 17y/o aged and below.
Eligible to Deposit
Open to all Members with children aged 17 years old and below.
Minimum Deposit
₱500.00
Maintaining Balance
The required average daily balance to earn interest is One Thousand Pesos (₱1,000.00).
Term
Withdrawable at the age of 18 and enjoy higher interest rate.
Emergency Savings
Progressive savings product designed to build up emergency fund equivalent to minimum 6-months worth of family expenses.
Eligible to Deposit
Open to all Regular members.
Minimum Deposit
At least One Hundred Pesos (₱100.00)
Maintaining Balance
The required average daily balance to earn interest is Five Hundred Pesos (₱500.00).
Retirement Fund Savings
Savings deposit that can be set up by members to support them in their retirement years.
Eligible to Deposit
Open to all full-fledged members aging from 18 to 55 years old.
Minimum Deposit
₱100.00
Maintaining Balance
The required average daily balance to earn interest is One Thousand Pesos (₱1,000.00).
Term
Save at least 20 years build-up or 60 yrs old to withdraw to enjoy higher interest rate.
Annual Celebrations
Deposit product intended to cover expenses for the celebration of special occasions such as annual fiesta, birthday, wedding anniversaries, Christmas and family reunions
Eligible to Deposit
Open to all members.
Minimum Deposit
Initial deposit is at least One Hundred Pesos (P100.00).
Maintaining Balance
The required average daily balance to earn interest is One Thousand Pesos (₱1,000.00).
Term
Save at least 12 months before the special occasion to enjoy higher interest rate.
Travel Fund Savings
Progressive savings deposit product designed to build-up funds for travel and leisure.
Eligible to Deposit
Open to all members.
Minimum Deposit
At least One Hundred Pesos (₱100.00).
Maintaining Balance
The required average daily balance to earn interest is One Thousand Pesos (₱1,000.00).
Term
Save at least 12 months before the travel date to enjoy higher interest rate.
Wedding Fund Savings
Wedding Fund Savings is a deposit product intended to cover wedding-related expenses.
Eligible to Deposit
Open to all members.
Minimum Deposit
Initial deposit is at least One Hundred Pesos (P100.00).
Maintaining Balance
The required average daily balance to earn interest is One Thousand Pesos (₱1,000.00).
Term
Save at least 12 months before the wedding date to enjoy higher interest rate.
Gadget and appliance Fund Saving
Gadget Fund Savings is a deposit product intended to cover all expenses purchase any gadgets and appliance.
Eligible to Deposit
Open to all members.
Minimum Deposit
Initial deposit is at least One Hundred Pesos (P100.00).
Maintaining Balance
The required average daily balance to earn interest is One Thousand Pesos (₱1,000.00).
Term
Save at least 6 months before purchase to enjoy higher interest rate.
Equity Fund Savings
Equity Fund Savings is a deposit product intended to cover equity expenses intended for home and vehicle purchase.
Eligible to Deposit
Open to all members.
Minimum Deposit
Initial deposit is at least One Hundred Pesos (P100.00).
Maintaining Balance
The required average daily balance to earn interest is One Thousand Pesos (₱1,000.00).
Term
Save at least 12 months before the purchase to enjoy higher interest rate.